Know exactly what you can spend today.
The budget app that doesn't need a manual. Cents turns your paycheck into one daily number — bills and savings already set aside. Log a purchase in two taps.
Free forever. No credit card. Bank connection optional.
Left to spend today
$32.50
= $47.55 today's budget − $15.05 spent today
Left to spend this month
$1,268.81
One number that matters
See what’s left to spend today and this month — bills and savings already set aside.
Log it in two taps
Type the amount, tap a category, done. Add a new category on the spot if you need one.
Or let your bank do it
With Premium, your bank and cards fill it in and double-check what you typed. Read-only — we can never move money.
Fits your life, not the other way around
💰 Resets on payday
Paid every 2 weeks? Twice a month? Your budget runs paycheck to paycheck.
🎲 Income that varies
Tips, gigs, freelance — plan from money that actually came in.
🤔 Can I afford it?
Type a price, see what it does to tomorrow before you buy.
💵 Your money pile
A stack of bills you can tilt and toss — what’s left and what you’ve kept.
🔥 Streaks
Days in a row under budget. Surprisingly motivating.
📲 On your home screen
Add it like an app. No app store, no download.
Simple on purpose.
Most money apps make you work for them. Cents does one thing really well: tells you what you can spend.
How it works
Tell us your take-home pay
We split it into bills, savings, and spending money for you.
Log what you spend
Or connect your bank and let it fill in for you.
Check your number
Spend less today and tomorrow’s budget goes up.
Pricing that fits on a sticky note
No tiers to compare. No feature maze.
Free
$0
forever
The whole app — your daily number, payday budgets, categories, goals, money pile and history. You type in what you spend.
Start freePremium
$4.99/mo
or $39.99/year ($3.33/mo)
Everything in Free, plus your banks and cards fill it in, your paychecks and bills are spotted for you, and your number is checked against your real balance. Try it free for 14 days — no card needed.
Try Premium free