Budgeting that actually keeps you coming back

Save money.
Earn rare drops.

Cents turns saving money into a collecting game. Connect your bank, set goals, hit milestones โ€” and earn blind box collectibles with Common to Legendary rarity drops.

Free to use ยท No credit card

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Everything you need

๐ŸฆRead-only

Connect your bank

Link your accounts via Plaid. We read balances only โ€” your login, account numbers, and credentials never touch our servers.

๐Ÿ’ธAuto-split

Smart budget

Enter your income and we'll auto-split it into recommended categories. Customize everything to fit your life.

๐ŸŽฏOn-track insights

Goal tracking

Set a savings target with a deadline. We tell you exactly how much to save each month to hit it on time.

๐ŸŽGacha system

Blind box rewards

Hit 25%, 50%, 75%, and 100% of any goal to earn a random collectible. Rarity drops range from Common to Legendary.

The collection system

Four rarity tiers.

Every blind box is a roll. Common drops happen often โ€” Legendary drops are rare enough to flex.

Common
๐Ÿ•Good Boy
๐Ÿ•Pizza Party
๐Ÿš—Road Tripper
Rare
๐Ÿฆ†Golden Duck
๐ŸˆCash Cat
๐ŸฃSushi Sensei
Epic
๐ŸฆŠClever Fox
๐Ÿ’ฐMoney Bag
โœˆ๏ธJet Setter
Legendary
๐Ÿ’ŽDiamond Hands
๐Ÿ†Champion
๐Ÿ”๏ธSummit Seeker

Drop rates

60% Common25% Rare12% Epic3% Legendary
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Build a savings streak

Sync your bank balance daily to grow your streak. Hit streak milestones to unlock guaranteed Rare, Epic, and Legendary drops โ€” no luck required.

Any drop

3 days

Rare+

7 days

Epic+

14 days

Legendary

30 days

Start your streak โ†’

How it works

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STEP 1

Set a goal

Tell us what you're saving for and when you want it. We'll do the math.

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STEP 2

Connect your bank

Link your accounts to automatically track real savings โ€” no lying to yourself.

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STEP 3

Build your streak

Sync daily to build a savings streak. Longer streaks unlock guaranteed rarer drops.

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STEP 4

Earn blind boxes

Hit milestones and crack open blind boxes. Show off your collection with a shareable card.

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Ready to start collecting?

Free to use. No bank login stored. Your first blind box is waiting.

Create your account โ†’